490 Brookside Dr, Oswego, IL 60543 Property Records

Kendall County property record for 490 Brookside Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 2004
Lot Size0.046 acres (1,983 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2021)
Tax Bill$5,845 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-451-014

Property Details

APN / Parcel Number

Primary APN03-03-451-014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area1,936 sqft
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,983 sqft (0.046 acres)
Lot Dimensions78 ft deep x 25 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address490 BROOKSIDE DR
CityOSWEGO
StateIL
Zip60543-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number22
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1012
Census Tract890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address490 BROOKSIDE DR, OSWEGO, IL 60543-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleAug 25, 2004 · Amount on Record
Deed Document Number202121760
Prior Transfer DateJun 16, 2008
Prior Transfer Doc0000016012
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 17, 2021
Property Address490 BROOKSIDE DR, OSWEGO, IL 60543-3002
Document Number0000021760
Map ReferenceDOC 200300016564
Instrument DateJul 20, 2021
Instrument202100021760
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3308 SCOTTSDALE CT, 3308, NAPERVILLE, IL 60564-4626

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 BROOKSIDE DR, OSWEGO, IL 60543-3002

Mortgage

Document Number0000021761
DateAug 17, 2021
Instrument202100021761
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,293 (+36.59%) Land $14,421 Building $72,872$261,879 (+36.59%) Land $43,263 Building $218,616
2024$5,845.00
2022$63,910 Land $10,558 Building $53,352$191,730 Land $31,674 Building $160,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fiber in parts of the area
100 / 20

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