494 Brookside Dr, Oswego, IL 60543 Property Records

Kendall County property record for 494 Brookside Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,510 sqft · built 2004
Lot Size0.046 acres (1,983 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Jul 2004)
Tax Bill$5,598 (2024)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-451-012

Property Details

APN / Parcel Number

Primary APN03-03-451-012

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,510 sqft Living Area
Gross Area1,910 sqft
1st Floor Area1,510 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,983 sqft (0.046 acres)
Lot Dimensions78 ft deep x 25 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address494 BROOKSIDE DR
CityOSWEGO
StateIL
Zip60543-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number24
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1012
Census Tract890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address494 BROOKSIDE DR, OSWEGO, IL 60543-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2004 · Amount on Record
Deed SaleJul 7, 2004 · Amount on Record
Deed Document Number200418720
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address494 BROOKSIDE DR, OSWEGO, IL 60543-3002
Document Number0000016664
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedJan 17, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 BROOKSIDE DR OSWEGO IL 605433002, OSWEGO, IL 60543-3002

Mortgage

Document Number0000016664
DateNov 26, 2018
Instrument16664
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressMUIR BEACH, CA 94965
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueNov 25, 2038
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,881 (+36.59%) Land $14,421 Building $69,460$251,643 (+36.59%) Land $43,263 Building $208,380
2024$5,598.00
2022$61,413 Land $10,558 Building $50,855$184,239 Land $31,674 Building $152,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fiber in parts of the area
100 / 20

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