497 Big Sky Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 497 Big Sky Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,762 sqft · built 2004
Lot Size	0.142 acres (6,200 sqft)
Owner	Company Name on Record
Last Sale	$441,500 (Feb 2004)
Tax Bill	$6,966 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-191-04-00`

Property Details

APN / Parcel Number

Primary APN	`145-191-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,762 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,200 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	497 BIG SKY DR
City	OCEANSIDE
State	CA
Zip	92058-7497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 25 TR 014539
Legal Subdivision	WANIS VIEW ESTATES
Legal Tract	014539
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18601

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	497 BIG SKY DR, OCEANSIDE, CA 92058-7497
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2004 · Amount on Record
Deed Sale	Feb 17, 2004 · Amount on Record
Deed Document Number	2004121275
Last Transfer Date	May 1, 2013
Transfer Doc	0000368504
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	497 BIG SKY DR, OCEANSIDE, CA 92058-7497
Document Number	0000364237
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	497 BIG SKY DR OCEANSIDE CA 920587497, OCEANSIDE, CA 92058-7497

Mortgage

Document Number	0000364237
Date	Aug 11, 2017
Instrument	364237

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,290 (+2%) Land $261,036 Building $377,254
2025	$6,966.00 (+5.23%) Homeowner's exemption	$625,775 (+4.04%) Land $255,918 Building $369,857
2023	$6,620.00 (+1.55%) Homeowner's exemption	$601,477 Land $245,981 Building $355,496
2022	$6,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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