492 Big Sky Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 492 Big Sky Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,049 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,325,000 (May 2024)
Tax Bill	$15,154 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`145-191-06-00`

Property Details

APN / Parcel Number

Primary APN	`145-191-06-00`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,049 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	492 BIG SKY DR
City	OCEANSIDE
State	CA
Zip	92058-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 27 TR 014539
Legal Subdivision	WANIS VIEW ESTATES
Legal Tract	014539
Legal Block	3
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18601

Owner

492 Big Sky Dr is held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10-11-17 1135 EVERGREEN ST, SAN DIEGO, CA 92106
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 24, 2020	Quit Claim Deed, Transfer · VA Mortgage MERCHANTS HM LNDG
Aug 24, 2020	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jun 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 13, 2017	Grant Deed, Transfer · VA Mortgage CALI-LAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Aug 24, 2020
Deed Document Number	2024134518
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0000480051
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	0000084156
Date	Apr 4, 2024
Instrument	2024-0084156

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	0000016397
Date	Jan 20, 2023
Instrument	2023-0016397

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Document Number	0000480049
Instrument Date	Aug 5, 2020
Instrument	480049
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 BIG SKY DR OCEANSIDE CA 920587496, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	480050
Date	Aug 24, 2020
Instrument	480050

Lender

Name	MERCHANTS HM LNDG
Address	SAN DIEGO, CA 92106

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Document Number	0000480051
Instrument Date	Aug 5, 2020
Instrument	480051
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	492 BIG SKY DR OCEANSIDE CA 920587496, OCEANSIDE, CA 92058-7496

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2019
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Document Number	0000213488
Instrument Date	Apr 25, 2019
Instrument	213488
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	492 BIG SKY DR OCEANSIDE CA 920587496, OCEANSIDE, CA 92058-7496

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496
Document Number	0000420768
Map Reference	MAP14539
Instrument Date	Aug 25, 2017
Instrument	2017-0420768
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	492 BIG SKY DR, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	0000420769
Date	Sep 13, 2017
Instrument	2017-0420769

Lender

Name	CALI-LAND INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 492 Big Sky Dr was $15,154.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,378,530 (+2%) Land $785,502 Building $593,028
2025	$15,154.00	$1,351,500 Land $770,100 Building $581,400
2023	$7,588.00 (+1.55%) Homeowner's exemption	$688,993 Land $266,146 Building $422,847
2022	$7,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 492 Big Sky Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Big Sky Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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