496 Big Sky Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 496 Big Sky Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,762 sqft · built 2004
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Aug 2017)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-191-05-00`

Property Details

APN / Parcel Number

Primary APN	`145-191-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,762 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,200 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	496 BIG SKY DR
City	OCEANSIDE
State	CA
Zip	92058-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 26 TR 014539
Legal Subdivision	WANIS VIEW ESTATES
Legal Tract	014539
Legal Block	3
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 BIG SKY DR, OCEANSIDE, CA 92058-7496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 28, 2017	Grant Deed, Transfer · FHA Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Feb 13, 2004 · Amount on Record
Deed Document Number	2017393288
Prior Transfer Date	Feb 7, 2008
Prior Transfer Doc	0000066693
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	496 BIG SKY DR, OCEANSIDE, CA 92058-7496
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 BIG SKY DR, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	0000741315
Date	Oct 25, 2021
Instrument	2021-0741315

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2017
Property Address	496 BIG SKY DR, OCEANSIDE, CA 92058-7496
Document Number	0000393288
Map Reference	MAP14539
Instrument Date	Jul 14, 2017
Instrument	2017-0393288
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	496 BIG SKY DR, OCEANSIDE, CA 92058-7496

Mortgage

Document Number	0000393289
Date	Aug 28, 2017
Instrument	2017-0393289

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,933 (+2%) Land $272,270 Building $406,663
2025	$7,412.00 (+5.22%) Homeowner's exemption	$665,622 (+4.04%) Land $266,932 Building $398,690
2023	$7,044.00 (+1.56%) Homeowner's exemption	$639,777 Land $256,568 Building $383,209
2022	$6,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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