4961 Lamia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4961 Lamia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,850 sqft · built 1993
Lot Size	0.108 acres (4,693 sqft)
Owner	2 Trust Names on File
Last Sale	$985,000 (Feb 2023)
Tax Bill	$10,769 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`169-543-20-00`

Property Details

APN / Parcel Number

Primary APN	`169-543-20-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,693 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4961 LAMIA WAY
City	OCEANSIDE
State	CA
Zip	92056-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 165 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	165
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	19808

Owner

4961 Lamia Way is owner-occupied and held in a trust since February 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer
Oct 9, 2025	Intrafamily Transfer, Transfer
Oct 14, 2025	Intrafamily Transfer, Transfer
Feb 9, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Sep 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on File
Deed Sale	Feb 9, 2023 · Amount on File
Prior Sale	Apr 9, 2013 · Amount on File
Deed Document Number	202333001
Prior Transfer Date	Feb 2, 2023
Prior Transfer Doc	0000033000
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2025
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000285281
Map Reference	MAP 12405
Instrument Date	Oct 6, 2025
Instrument	2025-0285281
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2025
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000282051
Map Reference	MAP 12405
Instrument Date	Oct 6, 2025
Instrument	2025-0282051
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2025
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000285289
Map Reference	MAP 12405
Instrument Date	Oct 6, 2025
Instrument	2025-0285289
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2023
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000033001
Map Reference	MAP 12405
Instrument Date	Jan 17, 2023
Instrument	2023-0033001
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431

Mortgage

Document Number	0000033002
Date	Feb 9, 2023
Instrument	2023-0033002

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000589877
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

Mortgage

Document Number	0000589877
Date	Dec 17, 2019
Instrument	589877

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Dec 16, 2084

Interest

Rate Type	Adjustable Rate
Rate	3.17%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000589878
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

Mortgage

Document Number	0000589878
Date	Dec 17, 2019
Instrument	589878

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Dec 16, 2084

Interest

Rate Type	Adjustable Rate
Rate	3.17%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000116405
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

Mortgage

Document Number	0000116405
Date	Mar 23, 2018
Instrument	116405

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.29%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000116404
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

Mortgage

Document Number	0000116404
Date	Mar 23, 2018
Instrument	116404

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.29%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2017
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000403735
Instrument Date	Aug 29, 2017
Instrument	403735
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2017
Property Address	4961 LAMIA WAY, OCEANSIDE, CA 92056-7431
Document Number	0000403736
Instrument Date	Aug 29, 2017
Instrument	403736
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 LAMIA WAY OCEANSIDE CA 920567431, OCEANSIDE, CA 92056-7431

Tax Assessment & Valuation

The 2025 property tax bill for 4961 Lamia Way was $10,769, up 6.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,138 (+2%) Land $644,217 Building $331,921
2025	$10,769.00 (+6.07%) Homeowner's exemption	$956,999 Land $631,586 Building $325,413
2024	$10,153.00 (+75.17%)
2023	$5,796.00 (+0.28%) Homeowner's exemption	$539,715 Land $215,674 Building $324,041
2022	$5,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4961 Lamia Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4961 Lamia Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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