Collier County property record for 496 Saddlebrook Ln, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,585 sqft · built 2010 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,595 (Oct 2010) |
| Tax Bill | $4,969 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 412650 1083A23 |
| Primary APN | 412650 1083A23 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,585 sqft Living Area |
| 1st Floor Area | 2,585 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,197 sqft (0.28 acres) |
| Pool Area | 384 sqft |
| Deck Area | 1,134 sqft |
| Street Address | 496 SADDLEBROOK LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | HORSE CREEK ESTATES LOT 108 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 23 |
| Legal Subdivision | HORSE CREEK ESTATES |
| Legal Tract | 412650 |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10108 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 496 SADDLEBROOK LN, NAPLES, FL 34110-1374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2010 · Amount on Record |
| Deed Sale | Oct 28, 2010 · Amount on Record |
| Deed Document Number | 20104490246 |
| Deed Book / Page | 4618 / 2231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 496 SADDLEBROOK LN, NAPLES, FL 34110-1374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 496 SADDIEBROOK LANE, NAPLES, FL 34110-1374 |
| Document Number | 0058202630 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 5820/2630 |
| Instrument | 5928326 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,240 (+2.7%) | $837,809 (-19.13%) Land $410,806 Building $427,003 | |
| 2025 | $4,969.00 (+3.46%) Homeowner's exemption | $505,589 (+5.99%) | $1,036,035 (+10.34%) Land $498,759 Building $537,276 |
| 2023 | $4,803.00 (+1.93%) Homeowner's exemption | $477,029 (+3%) | $938,913 (+16.73%) Land $368,900 Building $570,013 |
| 2022 | $4,712.00 Homeowner's exemption | $463,135 | $804,319 Land $198,503 Building $605,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 483 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 96 condo units |
| Nearby Flood Claims | 106 (1980–2024) |
| Claims Outside the SFHA | 10 of 106 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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