483 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 483 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property TypeResidential Vacant Land
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$399,000 (Dec 2021)
Tax Bill$4,765 (2025)
Deeds & MortgagesAug 2026 Transfer
Nov 2022 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN412650 53A23

Property Details

APN / Parcel Number

Primary APN412650 53A23
Alternative APN
  • 50940009441

Exterior

Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address483 SADDLEBROOK LN
CityNAPLES
StateFL
Zip34110-1379
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRSF3
Legal DescriptionHORSE CREEK ESTATES LOT 5
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionHORSE CREEK ESTATES
Legal Tract412650
Legal Block1
Legal Lot Number5
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10108

Owner

483 Saddlebrook Ln, residential vacant land, is owned by an individual who bought it in December 2021.

Source: Collier County records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address13006 PEMBROKE DR, NAPLES, FL 34105-5100
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Nov 14, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Dec 2, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 8, 2021Warranty Deed, Transfer
CORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC
Aug 6, 2019Warranty Deed, Transfer · Conventional with PMI
LAKE MI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleMar 8, 2021 · Amount on File
Deed Document Number20216166689
Deed Book / Page6048 / 3959
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateAug 18, 2026
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0006863975
Book / Page6620 / 3401
Instrument DateMay 18, 2026
Instrument20266863975
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13006 PEMBROKE DR, NAPLES, FL 34105-5100

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 HAMILTON AVE, GREENWICH, CT 06830-6165

Mortgage

Document Number0061900914
DateNov 14, 2022
Book Page6190/914
Instrument6329271
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061900907
DateNov 14, 2022
Book Page6190/907
Instrument6329270
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term19 Months
DueJun 1, 2024

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 2, 2021
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0060483959
Book / Page6048 / 3959
Map ReferenceMB 41 PG 74
Instrument DateNov 24, 2021
Instrument6166689
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,793.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address574 WEST PL, 574, NAPLES, FL 34108-2653

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 SAN CARLOS BAY DR, SANIBEL, FL 33957-3424

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 8, 2021
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0059033988
Book / Page5903 / 3988
Map ReferenceMB 41 PG 74
Instrument DateMar 4, 2021
Instrument6013862
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address359 SADDLEBROOK LN, 359, NAPLES, FL 34110-1373

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 WEST PL, NAPLES, FL 34108-2653

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 6, 2019
Property Address483 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0056600395
Book / Page005660 / 000395
Instrument DateJul 26, 2019
Instrument5749202
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address359 SADDLEBROOK LN NAPLES FL 341101373, NAPLES, FL 34110-1373

Mortgage

Document Number56600397
DateAug 6, 2019
Book Page005660/000397
Instrument5749203
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 5, 2049
Interest
Rate TypeAdjustable Rate
Rate3.86%

Tax Assessment & Valuation

The 2025 property tax bill for 483 Saddlebrook Ln was $4,765.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,818 (-8.57%) Land $410,818$410,818 (-18.17%) Land $410,818
2025$4,765.00$449,316$502,051 Land $502,051
2023$3,867.00 (+6.12%)$371,335 (+7.77%) Land $371,335$371,335 (+7.77%) Land $371,335
2022$3,644.00$344,560 Land $344,560$344,560 Land $344,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 483 Saddlebrook Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 483 Saddlebrook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

Nearby Properties on Saddlebrook Ln

Nearby Streets

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