1. Home
  2. Florida
  3. Collier County
  4. Naples
  5. Saddlebrook Ln

495 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 495 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details2,465 sqft · built 2006
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$1,150,000 (May 2023)
Tax Bill$7,640 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2022 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN412650 23A23

Property Details

APN / Parcel Number

Primary APN412650 23A23
Alternative APNs
  • 50940009386
  • 00159000003

Interior

Stories1 Story
Building Area2,465 sqft Living Area
1st Floor Area2,465 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.27 acres)
Pool Area200 sqft
Deck Area412 sqft

Location & Zoning

Street Address495 SADDLEBROOK LN
CityNAPLES
StateFL
Zip34110-1379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionHORSE CREEK ESTATES LOT 2
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionHORSE CREEK ESTATES
Legal Tract412650
Legal Block1
Legal Lot Number2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10108

Owner

Source: Collier County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
May 15, 2022Intrafamily Transfer, Transfer
ATTORNEY
Mar 27, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Prior SaleMar 27, 2022 · Amount on Record
Deed Document Number20236398513
Deed Book / Page6243 / 2704
Prior Transfer DateMay 6, 2022
Prior Transfer Doc0061270389
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 4, 2023
Property Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0062432704
Book / Page6243 / 2704
Map ReferenceMB 41 PG 74
Instrument DateApr 20, 2023
Instrument6398513
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32400 SYLVAN LN, BEVERLY HILLS, MI 48025-2927

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JSADDLEBROOK LANE, NAPLES, FL 34110

Mortgage

Document Number0062432706
DateMay 4, 2023
Book Page6243/2706
Instrument6398514
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMay 15, 2022
Property Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0061270389
Book / Page6127 / 389
Map ReferenceMB 41 PG 74-81
Instrument DateMay 6, 2022
Instrument6252582
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9221 TRIANA TER # 162, 9221, FORT MYERS, FL 33912-0948

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 27, 2022
Property Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0061033155
Book / Page6103 / 3155
Map ReferenceMB 41 PG 74-81
Instrument DateMar 22, 2022
Instrument6226558
Transaction TypeTransfer
Record UpdatedApr 7, 2022
Title CompanyPRIVATE CLIENT TITLE & ESCROW LLC, PRIVATE CLIENT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,580.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1116 DIMOCK LN, 1116, NAPLES, FL 34110-0919

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SADDLEBROOK LN, NAPLES, FL 34110-1379

Mortgage

Document Number0061033158
DateMar 27, 2022
Instrument6103/3158
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,906 (-2.47%) Land $395,841 Building $355,065$750,906 (-17.67%) Land $395,841 Building $355,065
2025$7,640.00 (+2.34%) Homeowner's exemption$769,888 (-6%)$912,038 (+11.36%) Land $466,581 Building $445,457
2024$7,465.00 (-10.76%)
2023$8,365.00 (+21.96%) Homeowner's exemption$819,032 (+73.84%) Land $345,100 Building $473,932$819,032 (-2.5%) Land $345,100 Building $473,932
2022$6,859.00$471,129$840,010 Land $335,945 Building $504,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

Nearby Properties on Saddlebrook Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures