Columbia County and Germantown Town property record for 496 Hover Ave, Germantown, NY 12526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,988 sqft · built 1935 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,731 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Jan 2018 Line of Credit |
| APN | 103600 158.4-3-24 |
| Primary APN | 103600 158.4-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 460 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 147 ft deep x 98.4 ft wide |
| Porch | Slab |
| Porch Area | 428 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 496 HOVER AVE |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | BK23 PG1696 |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2000 |
Source: Columbia County and Germantown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 496 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF GREENE COUNTY |
| Jan 16, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 496 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 975/73 |
| Instrument | 20230000018 |
| Name | BANK OF GREENE COUNTY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 496 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Document Number | 0000001129 |
| Book / Page | 000861 / 000758 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 496 HOVER AVE GERMANTOWN NY 125265318, GERMANTOWN, NY 12526-5318 |
| Document Number | 0000001129 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 000861/000758 |
| Instrument | 1129 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Germantown Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,731.00 (+0.92%) Homeowner's exemption | ||
| 2025 | $4,688.00 | $216,300 (-) Land $29,800 Building $186,500 | $366,610 (+22.03%) Land $50,508 Building $316,102 |
| 2023 | $216,300 Land $29,800 Building $186,500 | $300,417 Land $41,389 Building $259,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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