Columbia County and Germantown Town property record for 484 Hover Ave, Germantown, NY 12526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,036 sqft · built 1900 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2004) |
| Tax Bill | $6,366 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| APN | 103600 158.4-3-4 |
| Primary APN | 103600 158.4-3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 996 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 301 ft deep x 79 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 614 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 484 HOVER AVE |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2000 |
Source: Columbia County and Germantown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 484 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2004 · Amount on Record |
| Deed Sale | Jul 20, 2004 · Amount on Record |
| Deed Book / Page | 506 / 2400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | May 19, 2026 |
| Property Address | 484 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Document Number | 0000004461 |
| Book / Page | 1029 / 2319 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264461 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 484 HOVER AVE, GERMANTOWN, NY 12526-5318 |
| Document Number | 0000004461, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1029/2319 |
| Instrument | 20264461 |
| Name | ULSTER SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Germantown Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,366.00 (+0.76%) Homeowner's exemption | ||
| 2025 | $6,318.00 | $293,550 (-) Land $26,600 Building $266,950 | $497,542 (+22.03%) Land $45,085 Building $452,457 |
| 2023 | $293,550 Land $26,600 Building $266,950 | $407,708 Land $36,944 Building $370,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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