Columbia County and Germantown Town property record for 489 Hover Ave, Germantown, NY 12526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Sep 2013) |
| Tax Bill | $4,690 (2026) |
| APN | 103600 158.4-3-22 |
| Primary APN | 103600 158.4-3-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 131 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 489 HOVER AVE |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 3 |
| Legal Lot Number | 22.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2000 |
489 Hover Ave is owned and occupied by two individuals who bought it in September 2013.
Source: Columbia County and Germantown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 HOVER AVE, GERMANTOWN, NY 12526-5323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2013 · Amount on File |
| Deed Sale | Sep 9, 2013 · Amount on File |
| Prior Sale | Aug 27, 2007 · Amount on File |
| Deed Book / Page | 772 / 1464 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 489 Hover Ave was $4,690 with a homeowner's exemption, up 0.8% from the year before.
Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Germantown Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,690.00 (+0.75%) Homeowner's exemption | ||
| 2025 | $4,655.00 | $216,300 Land $28,000 Building $188,300 | $366,610 Land $47,458 Building $319,152 |
| 2023 | $216,300 Land $28,000 Building $188,300 | $300,417 Land $38,889 Building $261,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 489 Hover Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 489 Hover Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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