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496 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 496 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 3,964 sqft · built 2021
Lot Size0.437 acres (19,079 sqft)
OwnerIndividual Name on Record
Tax Bill$6,303 (2025)
Deeds & MortgagesSep 2025 Transfer
Jul 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN242008418

Property Details

APN / Parcel Number

Primary APN242008418
Alternative APN
  • R614 029 000 2172 0000

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,964 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,079 sqft (0.437 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number242008418
Street Address496 FLATWATER DR
CityBLUFFTON
StateSC
Zip29910-9365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7720 HAMPTON LAKE PH 7 PB149 PG50
Legal SubdivisionHAMPTON LAKE
Legal Phase7
Legal Lot Number7720
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2003
Census Tract2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address496 FLATWATER DR, BLUFFTON, SC 29910-9365
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Intrafamily Transfer, Transfer
Jul 28, 2020Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleSep 5, 2018 · Amount on Record
Last Transfer DateSep 10, 2025
Transfer Doc0000040978
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEAUFORT SC
Recording DateSep 10, 2025
Property Address496 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number0000040978
Book / Page4463 / 3283
Map ReferenceMB 149 PG 50
Instrument DateSep 5, 2025
Instrument2025040978
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 FLATWATER DR, BLUFFTON, SC 29910-9365

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address496 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040368
DateJul 28, 2020
Book Page3889/1146
Instrument2020040368
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,303.00 (-0.06%)$38,260 (-20.15%)
2024$6,307.00 (-61.34%)$47,912 (-) Land $14,000 Building $33,912$1,197,800 (-) Land $350,000 Building $847,800
2023$16,315.00 (+9.83%)$47,912 (+44.02%) Land $14,000 Building $33,912$1,197,800 (+44.02%) Land $350,000 Building $847,800
2022$14,855.00$33,268 Land $8,000 Building $25,268$831,700 Land $200,000 Building $631,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 407 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Sparklight
DSL		30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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