49588 Cumberland Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49588 Cumberland Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,892 sqft · built 1998
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Feb 2019)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-379-037`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-379-037`
Alternative APN	`0822379037`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,874 sqft
Basement Area	1,874 sqft
Unfinished Basement	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Ranch
Roof Type	Hip
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49588 CUMBERLAND DR
City	MACOMB
State	MI
Zip	48044-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEERFIELD PARK SUB #2 LOT 103 LIBER: 117 PAGES: 28-33
Legal Subdivision	DEERFIELD PARK SUB
Legal Lot Number	103
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2028
Census Tract	224002

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER PROCESSING LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INDEPENDENCE BANK
Feb 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Aug 2, 2001 · Amount on Record
Deed Document Number	20199016298
Deed Book / Page	25814 / 685
Last Transfer Date	Dec 17, 2021
Transfer Doc	0002293885
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 28, 2021
Property Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812
Document Number	2102293885
Book / Page	28318 / 596
Map Reference	LB 117 PG 28-33
Instrument Date	Dec 17, 2021
Instrument	202102293885
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	JMC TITLE AGENCY, JC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number	2102293886
Date	Dec 28, 2021
Instrument	202102293886

Lender

Name	PREMIER PROCESSING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147662
Date	Dec 30, 2019
Book Page	26426/678
Instrument	9147662

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number	0000137317
Date	Dec 18, 2018
Book Page	25732/347
Instrument	8137317

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 12, 2025

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 19, 2019
Property Address	49588 CUMBERLAND DR, MACOMB, MI 48044-1812
Document Number	0000016298
Book / Page	25814 / 685
Map Reference	LB 117 PG 28-33
Instrument Date	Dec 31, 2018
Instrument	9016298
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$2,644.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38123 SEAWAY CT, 38123, HARRISON TOWNSHIP, MI 48045-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15118 EL DORADO TER, WARREN, MI 48088-3949

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,000 (+18.09%)	$436,000 (+18.09%)
2025	$5,332.00 (+13.13%)
2023		$184,600	$369,200
2022	$4,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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