49536 Cumberland Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49536 Cumberland Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,678 sqft · built 1998
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (May 2021)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-379-039`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-379-039`
Alternative APN	`0822379039`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,678 sqft Living Area
1st Floor Area	1,411 sqft
Basement Area	1,411 sqft
Unfinished Basement	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49536 CUMBERLAND DR
City	MACOMB
State	MI
Zip	48044-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEERFIELD PARK SUB #2 LOT 101 LIBER: 117 PAGES: 28-33
Legal Subdivision	DEERFIELD PARK SUB
Legal Lot Number	101
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2028
Census Tract	224002

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49536 CUMBERLAND DR, MACOMB, MI 48044-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Nov 21, 1998 · Amount on Record
Deed Document Number	20212177918
Deed Book / Page	27687 / 52
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49536 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138133
Date	Dec 4, 2019
Book Page	26375/074
Instrument	9138133

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	155 Months
Due	Nov 1, 2032

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 10, 2021
Property Address	49536 CUMBERLAND DR, MACOMB, MI 48044-1812
Document Number	2102177918
Book / Page	27687 / 52
Map Reference	LB 117 PG 28-33
Instrument Date	Apr 23, 2021
Instrument	202102177918
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,483.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49536 CUMBERLAND DR, 49536, MACOMB, MI 48044-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49536 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number	2102177919
Date	May 10, 2021
Instrument	202102177919

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,500 (+19.51%)	$479,000 (+19.51%)
2025	$6,512.00 (+13.13%)
2023		$200,400	$400,800
2022	$5,756.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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