49640 Cumberland Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49640 Cumberland Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,277 sqft · built 1997
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Aug 2017)
Tax Bill$5,768 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-22-379-035

Property Details

APN / Parcel Number

Primary APN20-08-22-379-035
Alternative APN
  • 0822379035

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,277 sqft Living Area
1st Floor Area1,461 sqft
Basement Area1,461 sqft
Unfinished Basement1,461 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address49640 CUMBERLAND DR
CityMACOMB
StateMI
Zip48044-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDEERFIELD PARK SUB #2 LOT 105 LIBER: 117 PAGES: 28-33
Legal SubdivisionDEERFIELD PARK SUB
Legal Lot Number105
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2028
Census Tract224002

Owner

Source: Macomb County records · APN 20-08-22-379-035

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49640 CUMBERLAND DR, MACOMB, MI 48044-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 08, 2017Warranty Deed, Transfer · FHA Mortgage
FIRST AMERICAN TITLE INSURAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2017 · Amount on Record
Deed SaleAug 08, 2017 · Amount on Record
Prior SaleAug 02, 2010 · Amount on Record
Deed Document Number20177097429
Deed Book / Page24873 / 879
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address49640 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address49640 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number2102143634
DateMar 29, 2021
Book Page27518/502
Instrument202102143634
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueAug 01, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 08, 2017
Property Address49640 CUMBERLAND DR, MACOMB, MI 48044-1812
Document Number0000097429
Book / Page24873 / 879
Map ReferenceLB 117 PG 28
Instrument DateJul 27, 2017
Instrument7097429
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,537.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49640 CUMBERLAND DR, 49640, MACOMB, MI 48044-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address49640 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number, 7097410
DateAug 08, 2017
Instrument7097410
Lender
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$228,600 (+22.12%)$457,200 (+22.12%)
2025$5,768.00 (+19.52%)
2023$187,200$374,400
2022$4,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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