Kenton County property record for 4952 Pumpkin Patch Way, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,900 (Jul 2022) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20-01-147.00 |
| Primary APN | 045-20-01-147.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,252 sqft Finished Area |
| Gross Area | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4952 PUMPKIN PATCH WAY |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST HILLS SEC 8 LOT 147 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 8 |
| Legal Lot Number | 147 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 63606 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COVE FCU |
| Jul 22, 2022 | Intrafamily Transfer, Transfer · Line of Credit COVE FCU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit COVE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Dec 5, 2006 · Amount on Record |
| Deed Document Number | 202247 |
| Deed Book / Page | 178 / 709 |
| Prior Transfer Date | Jul 15, 2022 |
| Prior Transfer Doc | 0005900047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900162 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 418/94 |
| Instrument | 22103105900162 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 22, 2022 |
| Property Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Document Number | 0005900047 |
| Book / Page | 178 / 709 |
| Map Reference | SL 267-A |
| Instrument Date | Jul 11, 2022 |
| Instrument | 22072205900047 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4952 PUMPKIN PATCH WAY, 4952, INDEPENDENCE, KY 41051-8166 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Document Number | 0005900048 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 391/256 |
| Instrument | 22072205900048 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900069 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 288/534 |
| Instrument | 21102105900069 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4952 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166 |
| Document Number | 0000000171 |
| Book / Page | 0I4029 / 000327 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | F 4952 PUMPKIN PATCH WAY INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 0000000171 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 0I4029/000327 |
| Instrument | 171 |
| Name | COVE FCU |
|---|---|
| Address | EDGEWOOD, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,837.00 (+18.41%) | $244,000 (+28.49%) Land $45,000 Building $199,000 | $244,000 (+28.49%) Land $45,000 Building $199,000 |
| 2023 | $2,396.00 | $189,900 Land $35,000 Building $154,900 | $189,900 Land $35,000 Building $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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