49569 Cosimo Ct, Macomb, MI 48042 Property Records

Macomb County property record for 49569 Cosimo Ct, Macomb, MI 48042

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,071 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2017)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-24-325-161`

Property Details

APN / Parcel Number

Primary APN	`20-08-24-325-161`
Alternative APN	`0824325161`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,071 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49569 COSIMO CT
City	MACOMB
State	MI
Zip	48042-4851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2L
Legal Description	THE SANDSTONE AT THE RETREAT MCCP #956 UNIT 161 BLDG 156
Legal Subdivision	THE SANDSTONE AT THE RETREAT CONDOMINIUM
Legal Unit	161
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1004
Census Tract	223401

Owner

49569 Cosimo Ct, a condominium, is owned and occupied by an individual who bought it in December 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	49569 COSIMO CT, MACOMB, MI 48042-4851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Jun 3, 2013 · Amount on File
Deed Document Number	20177152506
Deed Book / Page	25136 / 575
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49569 COSIMO CT, MACOMB, MI 48042-4851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060688
Date	May 10, 2017
Book Page	24708/055
Instrument	7060688

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49569 COSIMO CT, MACOMB, MI 48042-4851
Document Number	0000129182
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49569 COSIMO CT MACOMB MI 480424851, MACOMB, MI 48042-4851

Mortgage

Document Number	0000129182
Date	Oct 23, 2020
Book Page	027095/000200
Instrument	129182

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 27, 2017
Property Address	49569 COSIMO CT, MACOMB, MI 48042-4851
Document Number	0000152506
Book / Page	025136 / 000575
Instrument Date	Dec 22, 2017
Instrument	152506
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	PREMIUM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49569 COSIMO CT CONDOMINIUM 16 MACOMB TOWNSHIP MI 48042, MACOMB TOWNSHIP, MI 48042

Mortgage

Document Number	153179
Date	Dec 27, 2017
Book Page	025139/000713
Instrument	153179

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 49569 Cosimo Ct was $5,438 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,600	$409,200
2025	$5,438.00
2023		$161,800	$323,600
2022	$4,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49569 Cosimo Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49569 Cosimo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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