49522 Cosimo Ct, Macomb, MI 48042 Property Records

Macomb County property record for 49522 Cosimo Ct, Macomb, MI 48042

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,753 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$204,305 (May 2013)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-24-325-171`

Property Details

APN / Parcel Number

Primary APN	`20-08-24-325-171`
Alternative APN	`0824325171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft
Unfinished Basement	1,739 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49522 COSIMO CT
City	MACOMB
State	MI
Zip	48042-4851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2L
Legal Description	THE SANDSTONE AT THE RETREAT MCCP #956 UNIT 171 BLDG 161
Legal Subdivision	THE SANDSTONE AT THE RETREAT C
Legal Unit	171
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1004
Census Tract	223401

Owner

49522 Cosimo Ct, a condominium, is owned and occupied by an individual who acquired it in June 2023.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Jun 26, 2023	Intrafamily Transfer, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2021	Intrafamily Transfer, Transfer
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2013 · Amount on File
Deed Sale	May 14, 2013 · Amount on File
Deed Document Number	20133069079
Deed Book / Page	22098 / 391
Last Transfer Date	Jun 20, 2023
Transfer Doc	2300055048
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49522 COSIMO CT, MACOMB, MI 48042-4851

Mortgage

Document Number	2600016856
Date	Feb 27, 2026
Book Page	30535/162
Instrument	202600016856

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 27, 2036

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jun 26, 2023
Property Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Document Number	2300055048
Book / Page	29184 / 891
Map Reference	LB 17377 PG 193-270
Instrument Date	Jun 20, 2023
Instrument	202300055048
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49522 COSIMO CT, MACOMB, MI 48042-4851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	49522 COSIMO CT, MACOMB, MI 48042-4851

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49522 COSIMO CT, MACOMB, MI 48042-4851

Mortgage

Document Number	2102167410
Date	Apr 28, 2021
Book Page	27634/142
Instrument	202102167410

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 23, 2021
Property Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Document Number	2102274860
Book / Page	28216 / 931
Instrument Date	Oct 26, 2021
Instrument	202102274860
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28248 S POINTE LN, 28248, NEW BALTIMORE, MI 48051-2347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49522 COSIMO CT, MACOMB, MI 48042-4851

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49522 COSIMO CT, MACOMB, MI 48042-4851
Document Number	0000133243
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49522 COSIMO CT MACOMB MI 480424851, MACOMB, MI 48042-4851

Mortgage

Document Number	0000133243
Date	Nov 21, 2019
Book Page	026352/000126
Instrument	133243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1905

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49522 Cosimo Ct was $4,176 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,300	$406,600
2025	$4,176.00
2023		$165,400	$330,800
2022	$3,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49522 Cosimo Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49522 Cosimo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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