49513 Cosimo Ct, Macomb, MI 48042 Property Records

Macomb County property record for 49513 Cosimo Ct, Macomb, MI 48042

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,753 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2018)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-24-325-159`

Property Details

APN / Parcel Number

Primary APN	`20-08-24-325-159`
Alternative APN	`0824325159`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft
Unfinished Basement	1,739 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49513 COSIMO CT
City	MACOMB
State	MI
Zip	48042-4851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2L
Legal Description	THE SANDSTONE AT THE RETREAT MCCP #956 UNIT 159 BLDG 155
Legal Subdivision	SANDSTONE AT THE RETREAT CONDOMINIUM
Legal Unit	159
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1004
Census Tract	223401

Owner

49513 Cosimo Ct, a condominium, is owned and occupied by an individual who acquired it in July 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	49513 COSIMO CT, MACOMB, MI 48042-4851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Sep 4, 2012 · Amount on File
Deed Document Number	20188061832
Deed Book / Page	25388 / 394
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000081168
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49513 COSIMO CT, MACOMB, MI 48042-4851
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024343
Date	Feb 28, 2017
Book Page	24576/950
Instrument	7024343

Lender

Name	PNC BANK NA
Type	Bank
Address	UTICA, MI 48315

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49513 COSIMO CT, MACOMB, MI 48042-4851
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053489
Date	Apr 24, 2017
Book Page	24674/865
Instrument	0053489

Lender

Name	PNC BANK NA
Type	Bank
Address	UTICA, MI 48315

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 23, 2019
Property Address	49513 COSIMO CT, MACOMB, MI 48042-4851
Document Number	0000081168
Book / Page	026085 / 000142
Instrument Date	Jul 11, 2019
Instrument	81168
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	49513 COSIMO CT MACOMB MI 480424851, MACOMB, MI 48042-4851

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 30, 2018
Property Address	49513 COSIMO CT, MACOMB, MI 48042-4851
Document Number	0000061832
Book / Page	025388 / 000394
Instrument Date	May 18, 2018
Instrument	61832
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29885 NUCCI CLINTON TOWNSHIP MI 48038, CLINTON TOWNSHIP, MI 48038

Mortgage

Document Number	62156
Date	May 30, 2018
Book Page	025390/000023
Instrument	62156

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 49513 Cosimo Ct was $5,477 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,400 (+4.84%)	$428,800 (+4.84%)
2025	$5,477.00 Homeowner's exemption	$204,500	$409,000
2023		$175,100	$350,200
2022	$4,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49513 Cosimo Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49513 Cosimo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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