49484 Cumberland Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49484 Cumberland Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,852 sqft · built 1997
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2018)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-379-041`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-379-041`
Alternative APN	`0822379041`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Brick
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49484 CUMBERLAND DR
City	MACOMB
State	MI
Zip	48044-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEERFIELD PARK SUB #2 LOT 99 LIBER: 117 PAGES: 28-33
Legal Subdivision	DEERFIELD PARK SUB
Legal Lot Number	99
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2028
Census Tract	224002

Owner

49484 Cumberland Dr is owned and occupied by an individual who bought it in November 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Nov 15, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	May 6, 2016 · Amount on File
Deed Document Number	20188126498
Deed Book / Page	25684 / 407
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number	2500100868
Date	Nov 10, 2025
Book Page	30381/491
Instrument	202500100868

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812

Mortgage

Document Number	2300106014
Date	Dec 26, 2023
Book Page	29422/454
Instrument	202300106014

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052274
Date	Apr 30, 2020
Book Page	26675/872
Instrument	2052274

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 15, 2018
Property Address	49484 CUMBERLAND DR, MACOMB, MI 48044-1812
Document Number	0000126498
Book / Page	025684 / 000407
Instrument Date	Nov 13, 2018
Instrument	126498
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49484 CUMBERLAND DR MACOMB MI 480441812, MACOMB, MI 48044-1812

Mortgage

Document Number	26653
Date	Nov 15, 2018
Book Page	025685/000298
Instrument	26653

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 49484 Cumberland Dr was $5,135 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300	$418,600
2025	$5,135.00
2023		$177,600	$355,200
2022	$4,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49484 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49484 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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