4953 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4953 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,192 sqft · built 1969
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Oct 2009)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-070-42-00`

Property Details

APN / Parcel Number

Primary APN	`122-070-42-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4953 STEPHANIE PL
City	OCEANSIDE
State	CA
Zip	92057-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 158 TR 006022
Legal Subdivision	MESA MARGARITA
Legal Tract	006022
Legal Block	2
Legal Lot Number	158
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18617

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5042 SHIRLEY DR, LA PALMA, CA 90623-1410
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2009 · Amount on Record
Deed Sale	Oct 15, 2009 · Amount on Record
Prior Sale	Oct 6, 1995 · Amount on Record
Deed Document Number	2009572498
Last Transfer Date	Sep 12, 2011
Transfer Doc	0000613357
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4953 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 SHIRLEY DR, LA PALMA, CA 90623-1410

Mortgage

Document Number	0000321840
Date	Nov 20, 2023
Instrument	2023-0321840

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4953 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4953 STEPHANIE PL, OCEANSIDE, CA 92057-3524

Mortgage

Document Number	0000153948
Date	Feb 26, 2021
Instrument	2021-0153948

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4953 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number	0000185694
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4953 STEPHANIE PL OCEANSIDE CA 920573524, OCEANSIDE, CA 92057-3524

Mortgage

Document Number	0000185694
Date	Apr 26, 2017
Instrument	185694

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$210,643 (+2%) Land $131,654 Building $78,989
2025	$2,360.00 (+5.22%)	$206,514 (+4.04%) Land $129,073 Building $77,441
2023	$2,243.00 (+1.54%)	$198,497 Land $124,062 Building $74,435
2022	$2,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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