4962 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4962 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,192 sqft · built 1969
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,500 (Feb 2021)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-070-61-00`

Property Details

APN / Parcel Number

Primary APN	`122-070-61-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4962 STEPHANIE PL
City	OCEANSIDE
State	CA
Zip	92057-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 177 TR 006022
Legal Subdivision	MESA MARGARITA
Legal Tract	006022
Legal Block	2
Legal Lot Number	177
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 20, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2019	Grant Deed, Transfer · Commercial Mortgage PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202197253
Prior Transfer Date	Aug 12, 1995
Prior Transfer Doc	0000372826
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2021
Property Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526
Document Number	0000097253
Map Reference	MAP 6022
Instrument Date	Feb 4, 2021
Instrument	2021-0097253
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526

Mortgage

Document Number	0000097254
Date	Feb 8, 2021
Instrument	2021-0097254

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2019
Property Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526
Document Number	0000352399
Map Reference	MAP 6022
Instrument Date	Jul 24, 2019
Instrument	2019-0352399
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526

Mortgage

Document Number	0000352400
Date	Aug 20, 2019
Instrument	2019-0352400

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	4962 STEPHANIE PL, OCEANSIDE, CA 92057-3526
Document Number	0000143660
Map Reference	MAP 6022
Instrument Date	Apr 12, 2019
Instrument	2019-0143660
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 E VISTA WAY STE 110, 110, VISTA, CA 92084-3409

Mortgage

Document Number	0000143661
Date	Apr 19, 2019
Instrument	2019-0143661

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Nov 1, 2020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,683 (+2%) Land $202,849 Building $456,834
2025	$7,279.00 (+5.17%)	$646,749 (+4.04%) Land $198,872 Building $447,877
2023	$6,921.00 (+1.54%)	$621,637 Land $191,150 Building $430,487
2022	$6,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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