4953 Spring Farm Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 4953 Spring Farm Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.717 acres (31,276 sqft)
Owner	2 Individual Names on File
Last Sale	$1,035,000 (Jul 2019)
Tax Bill	$12,765 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21364901010000`

Property Details

APN / Parcel Number

Primary APN	`21364901010000`
Alternative APNs	`364901010000` `91035618`

Exterior

Lot Area	31,276 sqft (0.717 acres)

Location & Zoning

Account Number	91035618
Street Address	4953 SPRING FARM RD
City	PROSPECT
State	KY
Zip	40059-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SPRING FARM LAKE SUBDIVISION, SEC 1, PB. 54, PG. 61, 0.718 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	1
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

4953 Spring Farm Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4953 SPRING FARM RD, PROSPECT, KY 40059-7665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK CMNTY CU
Jul 12, 2019	Warranty Deed, Transfer PARK CMNTY CU
Mar 21, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Aug 19, 2015 · Amount on File
Deed Document Number	0011453275
Deed Book / Page	11453 / 275
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4953 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0167480671
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TURN KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4953 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	0167480671
Date	Aug 21, 2020
Book Page	016748/000671
Instrument	172477

Lender

Name	PARK CMNTY CU
Address	LOUISVILLE, KY 40299

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2030

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 12, 2019
Property Address	4953 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0114530275
Book / Page	011453 / 000275
Instrument Date	Jul 8, 2019
Instrument	157971
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	PREMIUM TITLE GROUP INC, PREMIUM TITLE GRP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4953 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	160350061
Date	Jul 12, 2019
Book Page	016035/000061
Instrument	157972

Lender

Name	PARK CMNTY CU
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4953 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0159030693
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4953 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	0159030693
Date	Apr 4, 2019
Book Page	015903/000693
Instrument	72730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4953 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0152560534
Book / Page	015256 / 000534
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4953 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	0152560534
Date	Oct 5, 2017
Book Page	015256/000534
Instrument	219162

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4953 Spring Farm Rd was $12,765.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,765.00	$1,143,840 Land $176,550 Building $967,290
2024			$1,143,840 (-) Land $176,550 Building $967,290
2023	$13,245.00 (-0.35%)	$1,143,840 (-) Land $176,550 Building $967,290	$1,143,840 (-) Land $176,550 Building $967,290
2022	$13,291.00	$1,143,840 Land $176,550 Building $967,290	$1,143,840 Land $176,550 Building $967,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4953 Spring Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4953 Spring Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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