4945 Spring Farm Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 4945 Spring Farm Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Oct 2019)
Tax Bill	$11,216 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21364901050000`

Property Details

APN / Parcel Number

Primary APN	`21364901050000`
Alternative APNs	`364901050000` `91035622`

Exterior

Lot Area	21,432 sqft (0.492 acres)

Location & Zoning

Account Number	91035622
Street Address	4945 SPRING FARM RD
City	PROSPECT
State	KY
Zip	40059-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SPRING FARM LAKE SUBDIVISION, SEC 1, PB. 54, PG. 61, 0.4920 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	5
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 7, 2019	Warranty Deed, Transfer UNITED WHOLESALE MTG
Dec 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ECLIPSE BANK
Feb 22, 2018	Trustee's Deed, Construction Loan · Line of Credit ECLIPSE BANK
Jan 3, 2018	Grant Deed, Transfer LIMESTONE TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2019232463
Deed Book / Page	11524 / 174
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323361
Date	Dec 28, 2021
Book Page	M 17859/58
Instrument	2021323361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665

Mortgage

Document Number	0000260206
Date	Nov 18, 2022
Book Page	M 18326/104
Instrument	2022260206

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 7, 2019
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0115240174
Book / Page	011524 / 000174
Instrument Date	Oct 4, 2019
Instrument	232463
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4945 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	161740463
Date	Oct 7, 2019
Book Page	016174/000463
Instrument	232464

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 21, 2018
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0157990406
Book / Page	015799 / 000406
Instrument Date	Dec 11, 2018
Instrument	298103
Transaction Type	Construction Loan
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7508 BEECHSPRING FARM BLVD LOUISVILLE KY 402416432, LOUISVILLE, KY 40241-6432

Mortgage

Document Number	157990406
Date	Dec 21, 2018
Book Page	015799/000406
Instrument	298103

Lender

Name	ECLIPSE BANK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 20, 2020

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 22, 2018
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0154210165
Book / Page	015421 / 000165
Instrument Date	Feb 14, 2018
Instrument	44008
Transaction Type	Construction Loan
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7508 BEECHSPRING FARM BLVD LOUISVILLE KY 402416432, LOUISVILLE, KY 40241-6432

Mortgage

Document Number	154210165
Date	Feb 22, 2018
Book Page	015421/000165
Instrument	44008

Lender

Name	ECLIPSE BANK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 21, 2020

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 3, 2018
Property Address	4945 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0110590662
Book / Page	011059 / 000662
Instrument Date	Dec 28, 2017
Instrument	2000
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7508 BEECHSPRING FARM BLVD LOUISVILLE KY 402416432, LOUISVILLE, KY 40241-6432

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,216.00 (-3.63%)	$1,005,080 (-) Land $165,000 Building $840,080
2024			$1,005,080 (-) Land $165,000 Building $840,080
2023	$11,638.00 (-0.35%)	$1,005,080 (-) Land $165,000 Building $840,080	$1,005,080 (-) Land $165,000 Building $840,080
2022	$11,679.00	$1,005,080 Land $165,000 Building $840,080	$1,005,080 Land $165,000 Building $840,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spring Farm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures