4947 Spring Farm Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 4947 Spring Farm Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.598 acres (26,053 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Mar 2020)
Tax Bill	$13,950 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21364901040000`

Property Details

APN / Parcel Number

Primary APN	`21364901040000`
Alternative APNs	`364901040000` `91035621`

Exterior

Lot Area	26,053 sqft (0.598 acres)

Location & Zoning

Account Number	91035621
Street Address	4947 SPRING FARM RD
City	PROSPECT
State	KY
Zip	40059-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SPRING FARM LAKE SUBDIVISION, SEC 1, PB. 54, PG. 61, 0.5981 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	4
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

4947 Spring Farm Rd is owned and occupied by an individual who bought it in March 2020.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR
Jul 16, 2020	Deed of Trust, Mortgage REPUBLIC BK&TR
Mar 2, 2020	Grant Deed, Construction Loan · Construction Mortgage REPUBLIC BK&TR
Sep 18, 2019	Trustee's Deed, Construction Loan · Line of Credit COMMONWEALTH BK
Jun 1, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMMONWEALTH BK
Sep 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMONWEALTH BK
May 1, 2017	Grant Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Document Number	0011632797
Deed Book / Page	11632 / 797
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0168130927
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	0168130927
Date	Sep 17, 2020
Book Page	016813/000927
Instrument	197451

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 16, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0166850820
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	0166850820
Date	Jul 24, 2020
Book Page	016685/000820
Instrument	144800

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	601 W MARKET ST, LOUISVILLE, KY 40202-2745

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 2, 2020
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0116320797
Book / Page	011632 / 000797
Instrument Date	Feb 24, 2020
Instrument	44114
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	163900534
Date	Mar 2, 2020
Book Page	016390/000534
Instrument	44127

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	601 W MARKET ST, LOUISVILLE, KY 40202-2745

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2021

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 18, 2019
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0161420590
Book / Page	016142 / 000590
Instrument Date	Aug 21, 2019
Instrument	217656
Transaction Type	Construction Loan
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	161420590
Date	Sep 18, 2019
Book Page	016142/000590
Instrument	217656

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 17, 2020

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 1, 2018
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0155430862
Book / Page	015543 / 000862
Instrument Date	May 16, 2018
Instrument	125961
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	155430862
Date	Jun 1, 2018
Book Page	015543/000862
Instrument	125961

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 13, 2017
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0152250532
Book / Page	015225 / 000532
Instrument Date	Jul 24, 2017
Instrument	202236
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4947 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665

Mortgage

Document Number	152250532
Date	Sep 13, 2017
Book Page	015225/000532
Instrument	202236

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 12, 2018

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 1, 2017
Property Address	4947 SPRING FARM RD, PROSPECT, KY 40059-7665
Document Number	0108760763
Book / Page	010876 / 000763
Instrument Date	Apr 26, 2017
Instrument	101711
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10506 CATFOOT ST PROSPECT KY 400597559, PROSPECT, KY 40059-7559

Tax Assessment & Valuation

The 2025 property tax bill for 4947 Spring Farm Rd was $13,950.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,950.00	$1,250,000 Land $150,000 Building $1,100,000
2024			$1,250,000 (-) Land $150,000 Building $1,100,000
2023	$14,475.00 (-0.34%)	$1,250,000 (-) Land $150,000 Building $1,100,000	$1,250,000 (-) Land $150,000 Building $1,100,000
2022	$14,525.00	$1,250,000 Land $150,000 Building $1,100,000	$1,250,000 Land $150,000 Building $1,100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4947 Spring Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4947 Spring Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spring Farm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures