4950 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4950 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,952 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2003)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-400-033`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-400-033`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	1,952 sqft
Unfinished Basement	1,952 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	108,900 sqft (2.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	352 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4950 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 PART OF SE 1/4 BEG AT PT DIST S 89-27-20 W 496.69 FT FROM E 1/4 COR, TH S 89-27-20 W 167.97 FT, TH S 00-11-10 W 536 FT, TH N 73-13-17 E 277.44 FT, TH N 11-50-31 W 467.45 FT TO BEG 2.52 A 3-30-00 FR 007
Legal Range	09E
Legal Township	05N
Legal Section	26
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6011
Census Tract	122400

Owner

4950 Ramsey Rd is owned and occupied by two individuals who bought it in April 2003.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4950 RAMSEY RD, OXFORD, MI 48371-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2003 · Amount on File
Deed Sale	Apr 17, 2003 · Amount on File
Deed Document Number	2003193024
Deed Book / Page	28840 / 827
Prior Transfer Date	Feb 11, 2003
Prior Transfer Doc	0288400827
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4950 RAMSEY RD, OXFORD, MI 48371-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026287
Date	Feb 5, 2020
Book Page	53802/474
Instrument	26287

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	167 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4950 Ramsey Rd was $2,243 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (-46.96%) Homeowner's exemption	$211,750	$423,500
2024	$4,229.00
2023		$175,120	$350,240
2021	$3,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4950 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4950 Ramsey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20