Oakland County property record for 4977 Ramsey Rd, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,691 sqft · built 1999 |
| Lot Size | 4.22 acres (183,823 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,204 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-26-200-038 |
| Primary APN | D-03-26-200-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,691 sqft Living Area |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 2,014 sqft |
| Unfinished Basement | 2,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | No Foundation |
| Lot Area | 183,823 sqft (4.22 acres) |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4977 RAMSEY RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 26 PART OF NE 1/4 BEG AT PT DIST S 89-23-20 W 165 FT FROM E 1/4 COR, TH S 89-23-20 W 236.20 FT TO TRAV PT 'A1', TH S 89-23-20 W 37 FT, TH NWLY 670 FT ALG CEN LI OF PAINT CREEK, TH N 89-23-20 E 64 FT TO TRAV PT 'C' LOC N 12-56-19 W 52.92 |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 26 |
| Legal Subdivision | PAINT CREEK |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 122400 |
4977 Ramsey Rd is owned and occupied by an individual.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4977 RAMSEY RD, OXFORD, MI 48371-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4977 RAMSEY RD, OXFORD, MI 48371-3920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000037412 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 53863/513 |
| Instrument | 37412 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2025 property tax bill for 4977 Ramsey Rd was $4,204 with a homeowner's exemption, down 37.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,204.00 (-37.37%) Homeowner's exemption | $347,470 | $694,940 |
| 2024 | $6,712.00 | ||
| 2023 | $287,480 | $574,960 | |
| 2021 | $5,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4977 Ramsey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4977 Ramsey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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