4950 280th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 4950 280th St, Sheldon, IA 51201

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,640 sqft · built 1920
Lot Size	3.64 acres (158,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jun 2026)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0004043345`

Property Details

APN / Parcel Number

Primary APN	`0004043345`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	158,558 sqft (3.64 acres)
Garage Type	Detached
Garage Area	576 sqft
Deck Area	280 sqft
Patio Area	820 sqft
Lean-To	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4950 280TH ST
City	SHELDON
State	IA
Zip	51201-7514
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	04-97-42 PARCEL C OF S 1/2 SW 1/4
Legal Range	42W
Legal Township	97N
Legal Section	04
Legal Subdivision	DANIEL WITTROCK
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2021
Census Tract	490200

Owner

Source: O'Brien County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2749 NETTLE AVE, SHELDON, IA 51201-7543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Feb 18, 2020	Deed of Trust, Mortgage · Construction Mortgage ASHTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Deed Document Number	20261612
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000001612
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 3, 2026
Property Address	4950 280TH ST, SHELDON, IA 51201-7514
Document Number	0000001612
Instrument Date	Jun 2, 2026
Instrument	20261612
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$118,695.20
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2749 NETTLE AVE, SHELDON, IA 51201-7543

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	4950 280TH ST, SHELDON, IA 51201-7514
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 280TH ST, SHELDON, IA 51201-7514

Mortgage

Document Number	0202301057
Date	May 31, 2023
Instrument	2023-01057

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	4950 280TH ST, SHELDON, IA 51201-7514
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000324
Date	Feb 18, 2020
Instrument	2020-00324

Lender

Name	ASHTON STATE BANK
Type	Bank
Address	ASHTON, IA 51232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 18, 2025

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 Homeowner's exemption	$239,260 (+36.96%) Land $6,190 Building $233,070	$239,260 (+36.96%) Land $6,190 Building $233,070
2024	$1,844.00 (+31.53%)
2023		$174,690 (+34.81%) Land $4,760 Building $169,930	$174,690 (+34.81%) Land $4,760 Building $169,930
2022	$1,402.00 Homeowner's exemption Additional exemption filed	$129,580 Land $3,600 Building $125,980
2021			$129,580 Land $3,600 Building $125,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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