O'Brien County property record for 4851 280th St, Sheldon, IA 51201
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1999 |
| Lot Size | 5.35 acres (233,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,000 (Nov 2023) |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004082100 |
| Primary APN | 0004082100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 233,045 sqft (5.35 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Granary | 3,250 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4851 280TH ST |
|---|---|
| City | SHELDON |
| State | IA |
| Zip | 51201-7513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 08-97-42 PARCEL B OF NE 1/4 NW 1/4 |
| Legal Range | 42W |
| Legal Township | 97N |
| Legal Section | 08 |
| Legal Subdivision | PLAT OF DANIEL WITTROCK |
| Jurisdiction | O'BRIEN IA |
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2711 MONROE AVE, SHELDON, IA 51201-7519 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit SECURITY SAVINGS BANK |
| May 3, 2019 | Special Warranty Deed, Transfer · Line of Credit SECURITY SAVINGS BANK GEORGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | May 3, 2019 · Amount on Record |
| Deed Document Number | 20232458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 24, 2026 |
| Property Address | 4851 280TH ST, SHELDON, IA 51201-7513 |
| Document Number | 0000001853 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2711 MONROE AVE, SHELDON, IA 51201-7519 |
| Document Number | 0000001853, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261853 |
| Name | SECURITY SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | May 3, 2019 |
| Property Address | 4851 280TH ST, SHELDON, IA 51201 |
| Document Number | 0201901008 |
| Map Reference | DOC 2008-0084 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019-01008 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2711 MONROE AVE, SHELDON, IA 51201-7519 |
| Document Number | 0201901009 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019-01009 |
| Name | SECURITY SAVINGS BANK GEORGE |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Unified School District | Sheldon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $400.00 (-70.15%) | $31,410 (-70.9%) Land $8,680 Building $22,730 | $31,410 (-70.9%) Land $8,680 Building $22,730 |
| 2023 | $107,920 (+42.62%) Land $87,340 Building $20,580 | $107,920 (+42.62%) Land $87,340 Building $20,580 | |
| 2022 | $1,340.00 Additional exemption filed | $75,670 Land $65,480 Building $10,190 | |
| 2021 | $75,670 Land $65,480 Building $10,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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