5086 280th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 5086 280th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,861 sqft · built 1950
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Jul 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0004034490`

Property Details

APN / Parcel Number

Primary APN	`0004034490`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,861 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	204 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Attached
Garage Area	564 sqft

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Lean-To	640 sqft
Utility Building	1,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5086 280TH ST
City	SHELDON
State	IA
Zip	51201-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-97-42 S 272 OF E 430 OF SE 1/4 SE 1/4
Legal Range	42W
Legal Township	97N
Legal Section	03
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2009
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	371 18TH ST SE, LE MARS, IA 51031-8831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2011	Deed of Trust, Mortgage LIBERTY BANK FSB
Jul 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Jul 26, 2023	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 2026
Transfer Doc	0000000682
Record Updated	Oct 29, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	5086 280TH ST, SHELDON, IA 51201-7581
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100719
Date	Apr 1, 2011
Instrument	2011-00719

Lender

Name	LIBERTY BANK FSB
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Amount	Amount Recorded

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	5086 280TH ST, SHELDON, IA 51201-7581
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200501662
Date	Jul 5, 2005
Instrument	2005-01662

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 30, 2008

July 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	O'BRIEN IA
Recording Date	Jul 26, 2023
Property Address	5086 280TH ST, SHELDON, IA 51201-7581
Document Number	0020231558
Instrument Date	Jul 17, 2023
Instrument	2023-1558
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5086 280TH ST, SHELDON, IA 51201-7581

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+11.67%) Homeowner's exemption	$283,100 (+20.12%) Land $47,530 Building $235,570	$283,100 (+20.12%) Land $47,530 Building $235,570
2024	$2,314.00 (+19.4%)
2023		$235,690 (+30.89%) Land $47,530 Building $188,160	$235,690 (+30.89%) Land $47,530 Building $188,160
2022	$1,938.00 Homeowner's exemption	$180,070 Land $43,210 Building $136,860
2021			$180,070 Land $43,210 Building $136,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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