Craven County property record for 495 Territorial Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,585 sqft · built 2025 |
| Owner | Individual Name on File |
| Tax Bill | $1,984 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit |
| APN | 2-038-29001 |
| Primary APN | 2-038-29001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,585 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 1,600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 142636 |
|---|---|
| Street Address | 495 TERRITORIAL RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SURVEY FOR HERBERT C AVERY |
| Legal Lot Number | 1 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960102 |
495 Territorial Rd, a single family home, is owned by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 461 GATEWOOD DR, NEW BERN, NC 28562-9543 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 495 TERRITORIAL RD, NEW BERN, NC 28560-8702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 FERRET RUN LN, NEW BERN, NC 28562-9111 |
| Document Number | 03841/1784 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 3841/1784 |
| Instrument | 10142258 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
The 2026 property tax bill for 495 Territorial Rd was $1,984.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,984.00 | $695,700 Land $42,060 Building $653,640 | $695,700 Land $42,060 Building $653,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
There have been 4 flood claims near 495 Territorial Rd since 2010.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Community Rating System | Class 7 (15% premium discount) |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures