405 Territorial Rd, New Bern, NC 28560 Property Records

Craven County property record for 405 Territorial Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,241 sqft · built 1976
Lot Size	0.5 acres (21,775 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2022)
Tax Bill	$889 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-038-027`

Property Details

APN / Parcel Number

Primary APN	`2-038-027`
Alternative APNs	`121101` `108018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
1st Floor Area	1,241 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	21,775 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	108018
Street Address	405 TERRITORIAL RD
City	NEW BERN
State	NC
Zip	28560-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1/2AC FORREST SWAMP
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	960102

Owner

Source: Craven County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE FCU
Jul 20, 2022	Intrafamily Transfer, Transfer
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 14, 2018	Deed of Trust, Mortgage RESOURCE FINANCE GROUP INC
Jun 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	202210101875
Deed Book / Page	3738 / 117
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	003734/979
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 18, 2022
Property Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Document Number	003738/117
Book / Page	3738 / 117
Instrument Date	Aug 10, 2022
Instrument	10101875
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 SPRING GARDEN RD, 1232, NEW BERN, NC 28562-9390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4382 RICHMOND ST, PHILADELPHIA, PA 19137-1912

Mortgage

Document Number	0003738120
Date	Aug 18, 2022
Instrument	3738/120

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jul 20, 2022
Property Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Document Number	003734/979
Book / Page	3734 / 979
Instrument Date	Jun 17, 2022
Instrument	10100412
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 TERRITORIAL RD, 405, NEW BERN, NC 28560-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3664/224
Date	Apr 12, 2021
Book Page	3664/224
Instrument	10073408

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003538/0000001943
Date	Jun 14, 2018
Book Page	0000003538/0000001943
Instrument	000010023668

Lender

Name	RESOURCE FINANCE GROUP INC

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 14, 2018
Property Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702
Document Number	3538/1940
Book / Page	3538 / 1940
Instrument Date	Jun 14, 2018
Instrument	000010023667
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TERRITORIAL RD, NEW BERN, NC 28560-8702

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00 (+1.37%)	$165,230 (-) Land $12,000 Building $153,230	$165,230 (-) Land $12,000 Building $153,230
2023	$877.00 (+56.33%)	$165,230 (+105.82%) Land $12,000 Building $153,230	$165,230 (+105.82%) Land $12,000 Building $153,230
2022	$561.00	$80,280 Land $12,000 Building $68,280
2018			$80,280 Land $12,000 Building $68,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum Communications.

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