415 Territorial Rd, New Bern, NC 28560 Property Records

Craven County property record for 415 Territorial Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,421 sqft · built 1977
Lot Size	0.716 acres (31,195 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Feb 2013)
Tax Bill	$678 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-038-028`

Property Details

APN / Parcel Number

Primary APN	`2-038-028`
Alternative APN	`119001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,195 sqft (0.716 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	119001
Street Address	415 TERRITORIAL RD
City	NEW BERN
State	NC
Zip	28560-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORREST SWAMP
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	960102

Owner

Source: Craven County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 8, 2013 · Amount on Record
Deed Sale	Feb 8, 2013 · Amount on Record
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Book / Page	3167 / 311
Last Transfer Date	Jan 12, 2018
Transfer Doc	03524/1087
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702

Mortgage

Document Number	03852/1099
Date	Sep 18, 2025
Book Page	3852/1099
Instrument	10146191

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03770/1231
Date	Jul 24, 2023
Book Page	3770/1231
Instrument	10115140

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03524/1086
Date	Jan 16, 2018
Book Page	3524/1086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 16, 2018
Property Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702
Document Number	03524/1087
Book / Page	3524 / 1087
Instrument Date	Jan 12, 2018
Instrument	10017484
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 TERRITORIAL RD, 415, NEW BERN, NC 28560-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 TERRITORIAL RD, NEW BERN, NC 28560-8702

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00 (+1.8%)	$122,570 (-) Land $12,000 Building $110,570	$122,570 (-) Land $12,000 Building $110,570
2023	$666.00 (+27.1%)	$122,570 (+65.08%) Land $12,000 Building $110,570	$122,570 (+65.08%) Land $12,000 Building $110,570
2022	$524.00	$74,250 Land $15,000 Building $59,250
2018			$74,250 Land $15,000 Building $59,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

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