San Joaquin County property record for 495 S Derone Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,641 sqft · built 2016 |
| Lot Size | 0.096 acres (4,172 sqft) |
| Owner | Trust Name on File |
| Last Sale | $492,000 (Mar 2016) |
| Tax Bill | $6,750 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-360-160-000 |
| Primary APN | 246-360-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 4,172 sqft (0.096 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-360-16 |
|---|---|
| Street Address | 495 S DERONE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-FM PT OF 246-140-17/VENTANA RM 42-008 |
| Legal Subdivision | VENTANA |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5220 |
495 S Derone Ln is owner-occupied and held in a trust since July 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 495 S DERONE LN, TRACY, CA 95376-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 7, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jul 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Deed Document Number | 201635671 |
| Last Transfer Date | Jul 1, 2020 |
| Transfer Doc | 0000080527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 495 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000080527 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020-080527 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000080528 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-080528 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 495 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000080529 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 80529 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 495 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 25, 2018 |
| Property Address | 495 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000081983 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 81983 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 495 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115 |
The 2026 property tax bill for 495 S Derone Ln was $6,750 with a homeowner's exemption.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,750.00 | ||
| 2025 | $6,750.00 Homeowner's exemption | $582,421 Land $203,609 Building $378,812 | |
| 2023 | $6,105.00 (+2.04%) Homeowner's exemption | $559,806 Land $195,703 Building $364,103 | $732,150 |
| 2022 | $5,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 S Derone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 495 S Derone Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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