San Joaquin County property record for 485 S Derone Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,892 sqft · built 2016 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $842,500 (Dec 2024) |
| Tax Bill | $9,115 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-350-230-000 |
| Primary APN | 246-350-230-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 246-350-23 |
|---|---|
| Street Address | 485 S DERONE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-FM PT OF 246-140-16/17 VENTANA RM 42-008 |
| Legal Subdivision | VENTANA |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5220 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 4, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST CU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU |
| Mar 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST CU |
| Apr 18, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 2024117660 |
| Prior Transfer Date | Aug 3, 2016 |
| Prior Transfer Doc | 0000091990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 4, 2026 |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000051057 |
| Instrument Date | May 29, 2026 |
| Instrument | 202651057 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000008602 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024-008602 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035628 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020-035628 |
| Name | FIREFIGHTERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000006164 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-006164 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000157699 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-157699 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000035627 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 485 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115 |
| Document Number | 0000035627 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 35627 |
| Name | FIREFIGHTERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 485 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000038925 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 38925 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 485 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115 |
| Document Number | 38926 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 38926 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,115.00 (-7.15%) | ||
| 2025 | $9,817.00 (+37.76%) | $842,500 (+28.81%) Land $200,000 Building $642,500 | |
| 2023 | $7,126.00 (+2.05%) Homeowner's exemption | $654,040 Land $160,829 Building $493,211 | $753,930 |
| 2022 | $6,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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