San Joaquin County property record for 475 S Derone Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,800 sqft · built 2016 |
| Lot Size | 0.096 acres (4,172 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $860,000 (Jan 2022) |
| Tax Bill | $9,850 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-350-240-000 |
| Primary APN | 246-350-240-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,172 sqft (0.096 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-350-24 |
|---|---|
| Street Address | 475 S DERONE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-FM PT OF 246-140-16/ VENTANA RM 42-008 |
| Legal Subdivision | VENTANA |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5220 |
475 S Derone Ln is owner-occupied and held in a trust since January 2024.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Intrafamily Transfer, Transfer |
| Dec 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WESTERN ALLIANCE BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage AVTAR SINGH |
| Jan 11, 2022 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage WESTERN ALLIANCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on File |
| Deed Sale | Jan 11, 2022 · Amount on File |
| Prior Sale | Mar 22, 2016 · Amount on File |
| Deed Document Number | 20224511 |
| Last Transfer Date | Jan 5, 2024 |
| Transfer Doc | 0000030530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 12, 2024 |
| Property Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000030530 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024-030530 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000153936 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-153936 |
| Name | WESTERN ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 892 RIDGEDALE CT, EL SOBRANTE, CA 94803-2843 |
| Document Number | 0000044598 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-044598 |
| Name | AVTAR SINGH |
|---|---|
| Type | Private Party |
| Address | 30077 MOUNTAIN VIEW DR, HAYWARD, CA 94544 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Dec 18, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 11, 2022 |
| Property Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000004511 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-004511 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000004512 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-004512 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 7.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 475 S DERONE LN, TRACY, CA 95376-8115 |
| Document Number | 0000107899 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2575 COLLIER CANYON RD LIVERMORE CA 945517545, LIVERMORE, CA 94551-7545 |
| Document Number | 0000107899 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 107899 |
| Name | WESTERN ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 475 S Derone Ln was $9,850, down 2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,850.00 (-1.95%) | ||
| 2025 | $10,046.00 | $862,500 Land $255,000 Building $607,500 | |
| 2023 | $9,619.00 (+59.41%) | $877,200 Land $204,000 Building $673,200 | $792,180 |
| 2022 | $6,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 S Derone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 475 S Derone Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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