495 Pedretti Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 495 Pedretti Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1953
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540-0040-0119-00`

Property Details

APN / Parcel Number

Primary APN	`540-0040-0119-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	109 ft deep x 58 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	495 PEDRETTI AVE
City	CINCINNATI
State	OH
Zip	45238-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWC FEHR & TANNER R1-T3- S11 NE 58.12 X 109.98 IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3001
Census Tract	21401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Transfer on Death Deed, Transfer
Dec 27, 2024	Affidavit of Death of Joint Tenant, Transfer
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024
Deed Sale	Dec 27, 2024
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	2022-0035726
Deed Book / Page	14641 / 1856
Record Updated	Jun 8, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 8, 2025
Property Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Document Number	0000069104
Book / Page	15495 / 1630
Map Reference	MB 14 PG 98
Instrument Date	Sep 3, 2025
Instrument	2025-0069104
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 STONE MILL RD, CINCINNATI, OH 45251-4127

December 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2024
Property Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Document Number	0000092718
Book / Page	15321 / 1885
Instrument Date	Dec 19, 2024
Instrument	2024-0092718
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002715
Date	Mar 19, 2018
Instrument	18-0022715

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2022
Property Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Document Number	0000035726
Book / Page	14641 / 1856
Map Reference	MB 14 PG 98
Instrument Date	Apr 1, 2022
Instrument	2022-0035726
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455

Mortgage

Document Number	0000035727
Date	Apr 7, 2022
Instrument	2022-0035727

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2019
Property Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455
Document Number	0000061790
Book / Page	13969 / 00747
Instrument Date	Jul 29, 2019
Instrument	2019-0061790
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PEDRETTI AVE, CINCINNATI, OH 45238-5455

Mortgage

Document Number	0000061791
Date	Jul 30, 2019
Instrument	2019-0061791

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+2.5%)	$55,965 (+%) Land $8,214 Building $47,751
2024	$3,241.00 (-0.31%)	$55,964 (-) Land $8,214 Building $47,750
2023	$3,251.00 (+118.33%)	$55,964 (+145.98%) Land $8,214 Building $47,750	$159,900 (+146%) Land $23,470 Building $136,430
2022	$1,489.00 Homeowner's exemption	$22,751 Land $7,354 Building $15,397
2020			$65,000 Land $21,010 Building $43,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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