495 Park Pl, Cincinnati, OH 45244 Property Records

Clermont County property record for 495 Park Pl, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,250 sqft · built 2004
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2008)
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-32-14A-414`

Property Details

APN / Parcel Number

Primary APN	`41-32-14A-414`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,250 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	112 sqft
Unfinished Basement	112 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	509 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	495 PARK PL
City	CINCINNATI
State	OH
Zip	45244-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE SECTION 3; LOT 39
Legal Subdivision	PARK PLACE
Legal Lot Number	39
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4000
Census Tract	41403

Owner

495 Park Pl is owned and occupied by an individual who bought it in June 2008.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	495 PARK PL, CINCINNATI, OH 45244-2374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2008 · Amount on File
Deed Sale	Jun 26, 2008 · Amount on File
Prior Sale	Jun 8, 2007 · Amount on File
Deed Document Number	200816607
Deed Book / Page	2131 / 379
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	495 PARK PL, CINCINNATI, OH 45244-2374
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020990
Date	Aug 16, 2022
Book Page	2926/5208
Instrument	202200020990

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	BATAVIA, OH 45103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 495 Park Pl was $5,741 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,741.00 (-0.19%)	$113,410 (-) Land $19,010 Building $94,400
2024	$5,752.00 (-49%) Homeowner's exemption	$113,410 (-) Land $19,010 Building $94,400	$324,000 (-) Land $54,300 Building $269,700
2023	$11,279.00 (+120.9%) Homeowner's exemption	$113,410 (+29.4%) Land $19,010 Building $94,400	$324,000 Land $54,300 Building $269,700
2022	$5,106.00 Homeowner's exemption	$87,640 Land $14,700 Building $72,940
2020			$250,400 Land $42,000 Building $208,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Park Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Park Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20