Clermont County property record for 487 Park Pl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,772 sqft · built 2004 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,600 (May 2005) |
| Tax Bill | $5,600 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14A-418 |
| Primary APN | 41-32-14A-418 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,977 sqft (0.252 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 170 sqft |
| Patio Area | 367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 487 PARK PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SECTION 3; LOT 43 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 43 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41403 |
Source: Clermont County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 487 PARK PL, CINCINNATI, OH 45244-2374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2005 · Amount on Record |
| Deed Sale | May 5, 2005 · Amount on Record |
| Prior Sale | Jan 29, 2004 · Amount on Record |
| Deed Document Number | 200515587 |
| Deed Book / Page | 1874 / 1641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 23, 2026 |
| Property Address | 487 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000016729 |
| Book / Page | 3029 / 1213 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202616729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 487 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000016729, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 3029/1213 |
| Instrument | 202616729 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2036 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 487 PARK PL, CINCINNATI, OH 45244-2374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000030542 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2895/1202 |
| Instrument | 202100030542 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 487 PARK PL, CINCINNATI, OH 45244-2374 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011218 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 2838/400 |
| Instrument | 202000011218 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,600.00 (-49.1%) | $110,610 (-) Land $19,010 Building $91,600 | |
| 2024 | $316,000 (-) Land $54,300 Building $261,700 | ||
| 2023 | $11,001.00 (+120.81%) Homeowner's exemption | $110,610 (+29.35%) Land $19,010 Building $91,600 | $316,000 (+29.35%) Land $54,300 Building $261,700 |
| 2022 | $4,982.00 Homeowner's exemption | $85,510 Land $14,700 Building $70,810 | |
| 2020 | $244,300 Land $42,000 Building $202,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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