Clermont County property record for 497 Park Pl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,942 sqft · built 2002 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2025) |
| Tax Bill | $4,649 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14A-390 |
| Primary APN | 41-32-14A-390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,759 sqft (0.247 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 211 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Solar |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 497 PARK PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SECTION 2; LOT 15 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 15 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41403 |
497 Park Pl is owned and occupied by two individuals who bought it in March 2025.
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 PARK PL, CINCINNATI, OH 45244-2374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Oct 2, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Prior Sale | Aug 19, 2021 · Amount on File |
| Deed Document Number | 20255638 |
| Deed Book / Page | 2989 / 5063 |
| Prior Transfer Date | Sep 26, 2012 |
| Prior Transfer Doc | 0000027009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 19, 2021 |
| Property Address | 497 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000027072 |
| Book / Page | 2891 / 4595 |
| Map Reference | CAB 10 PG 180&181 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 202100027072 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | IVY POINTE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 497 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000027073 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 202100027073 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 2, 2019 |
| Property Address | 497 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000022181 |
| Book / Page | 002819 / 005078 |
| Instrument Date | Jul 27, 2019 |
| Instrument | 22181 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 PARK PL CINCINNATI OH 452442374, CINCINNATI, OH 45244-2374 |
| Document Number | 22182 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 002819/005080 |
| Instrument | 22182 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 497 Park Pl was $4,649 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,649.00 | $91,880 Land $19,010 Building $72,870 | |
| 2024 | $262,500 (-) Land $54,300 Building $208,200 | ||
| 2023 | $9,138.00 (+146.91%) Homeowner's exemption | $91,880 (+44.62%) Land $19,010 Building $72,870 | $262,500 Land $54,300 Building $208,200 |
| 2022 | $3,701.00 Homeowner's exemption | $63,530 Land $14,700 Building $48,830 | |
| 2020 | $181,500 Land $42,000 Building $139,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 497 Park Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 497 Park Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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