495 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 495 N 3rd St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,093 sqft · built 1932
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$268,500 (Dec 2021)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`540-081-017`

Property Details

APN / Parcel Number

Primary APN	`540-081-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,093 sqft Living Area
Gross Area	1,493 sqft
1st Floor Area	1,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	495 N 3RD ST
City	BANNING
State	CA
Zip	92220-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOTS 13 & 14 MB 010/018 FRANK MILLERS SUB
Legal Subdivision	FRANK MILLERS SUB
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1012
Census Tract	44102

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 N 3RD ST, BANNING, CA 92220-4642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2019	Quit Claim Deed, Transfer OTHER
Nov 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	2021712948
Prior Transfer Date	Jul 29, 1997
Prior Transfer Doc	0000266963
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 2, 2021
Property Address	495 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000712948
Map Reference	MB 10 PG 18
Instrument Date	Nov 18, 2021
Instrument	2021-0712948
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 N 3RD ST, BANNING, CA 92220-4642

Mortgage

Document Number	0000712949
Date	Dec 2, 2021
Instrument	2021-0712949

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 11, 2019
Property Address	495 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000012054
Instrument Date	Nov 26, 2018
Instrument	12054
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	495 N 3RD ST BANNING CA 922204642, BANNING, CA 92220-4642

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 26, 2018
Property Address	495 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000460286
Instrument Date	Sep 4, 2018
Instrument	460286
Transaction Type	Transfer
Record Updated	Dec 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 N 3RD ST BANNING CA 922204642, BANNING, CA 92220-4642

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,631 (+2%) Land $21,648 Building $268,983
2025	$4,299.00 (+10.4%)	$284,933 (+4.04%) Land $21,224 Building $263,709
2023	$3,894.00 (+2.12%)	$273,870 Land $20,400 Building $253,470
2022	$3,813.00
2021			$236,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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