479 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 479 N 3rd St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1926
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Aug 2026)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`540-081-018`

Property Details

APN / Parcel Number

Primary APN	`540-081-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	892 sqft
1st Floor Area	856 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	479 N 3RD ST
City	BANNING
State	CA
Zip	92220-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOT 9 AND LOT 11 MB 010/018 FRANK MILLERS SUB
Legal Subdivision	FRANK MILLERS SUB
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1012
Census Tract	44102

Owner

479 N 3rd St is owned and occupied by two individuals who bought it in August 2026.

Source: Riverside County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	479 N 3RD ST, BANNING, CA 92220-4642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2023	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 21, 2023	Intrafamily Transfer, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Aug 31, 2012 · Amount on File
Deed Document Number	2026246607
Prior Transfer Date	Feb 17, 2023
Prior Transfer Doc	0000048520
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 6, 2026
Property Address	479 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000246607
Instrument Date	Aug 3, 2026
Instrument	2026246607
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 N 3RD ST, BANNING, CA 92220-4642

Mortgage

Document Number	0000246608,
Date	Aug 6, 2026
Instrument	2026246608

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	479 N 3RD ST, BANNING, CA 92220-4642
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 N 3RD ST, BANNING, CA 92220-4642

Mortgage

Document Number	0000194129
Date	Jul 5, 2023
Instrument	2023-0194129

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	MIAMI, FL 33131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	479 N 3RD ST, BANNING, CA 92220-4642
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 N 3RD ST, BANNING, CA 92220-4642

Mortgage

Document Number	0000498680
Date	Dec 12, 2022
Instrument	2022-0498680

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 21, 2023
Property Address	479 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000048520
Map Reference	MB 10 PG 18
Instrument Date	Oct 11, 2022
Instrument	2023-0048520
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	479 N 3RD ST, BANNING, CA 92220-4642

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 5, 2018
Property Address	479 N 3RD ST, BANNING, CA 92220-4642
Document Number	0000131707
Instrument Date	Feb 7, 2018
Instrument	131707
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 N 3RD ST BANNING CA 922204642, BANNING, CA 92220-4642

Tax Assessment & Valuation

The 2025 property tax bill for 479 N 3rd St was $1,121 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,399 (+2%) Land $18,836 Building $66,563
2025	$1,121.00 Homeowner's exemption	$83,725 Land $18,467 Building $65,258
2023	$1,091.00 (+2.15%) Homeowner's exemption	$80,475 Land $17,750 Building $62,725
2022	$1,068.00
2021			$184,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 479 N 3rd St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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