490 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 490 N 3rd St, Banning, CA 92220

Property Summary

Property Type	Commercial Vacant Land
Details	1 bd · 1 ba · 631 sqft · built 1946
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$3,500,000 (Feb 2022)
Tax Bill	$790 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`540-082-007`

Property Details

APN / Parcel Number

Primary APN	`540-082-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	781 sqft Gross Area
1st Floor Area	631 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Roof Material	Gravel
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	490 N 3RD ST
City	BANNING
State	CA
Zip	92220-4677
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R3
Legal Description	POR LOT 2 BLK 225 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO
Legal Subdivision	AMENDED MAP OF THE BANNING LAND CO
Legal Block	225
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1013
Census Tract	44102

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	610 N SANTA ANITA AVE, ARCADIA, CA 91006-2722
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FINANCIAL PARTNERS CU
Feb 28, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 2, 2018	Deed of Trust, Mortgage KINECTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	202298821
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000337841
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2022
Property Address	490 N 3RD ST, BANNING, CA 92220-4677
Document Number	0000337841
Map Reference	MB 9 PG 44
Instrument Date	Jul 22, 2022
Instrument	2022-0337841
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SANTA ANITA AVENUE, ARCADIA, CA 91006

Mortgage

Document Number	0000337842
Date	Jul 29, 2022
Instrument	2022-0337842

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 28, 2022
Property Address	490 N 3RD ST, BANNING, CA 92220-4677
Document Number	0000098821
Map Reference	MB 9 PG 44
Instrument Date	Feb 14, 2022
Instrument	2022-0098821
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N SANTA ANITA AVE, ARCADIA, CA 91006-2722

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	490 N 3RD ST, BANNING, CA 92220-4677
Document Number	0000183386
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	LAWYERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65568 ACOMA AVE #1301 DESERT HOT SPRINGS CA 922403571, 1301, DESERT HOT SPRINGS, CA 92240-3571

Mortgage

Document Number	0000183386
Date	May 10, 2018
Instrument	183386

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 9, 2033

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$54,121 (+2%) Land $54,121
2025	$790.00 (+1.8%)	$53,060 (+4.04%) Land $53,060
2023	$776.00 (+50.97%)	$51,000 Land $51,000
2022	$514.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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