Hernando County property record for 495 Druid Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,194 sqft · built 1989 |
| Lot Size | 0.497 acres (21,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $424,700 (Mar 2025) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-223-18-1402-0000-0150 |
| Primary APN | R32-223-18-1402-0000-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 3,483 sqft |
| 1st Floor Area | 2,194 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,655 sqft (0.497 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 737 sqft |
| Deck Area | 126 sqft |
| Patio Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01176890 |
|---|---|
| Street Address | 495 DRUID RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARONY WOODS PHASE 2 LOT 15 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | BARONY WOODS PHASE 2 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40913 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 DRUID RD, SPRING HILL, FL 34609-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Prior Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 202520903 |
| Deed Book / Page | 4538 / 1804 |
| Prior Transfer Date | Apr 27, 2010 |
| Prior Transfer Doc | 0027470778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 495 DRUID RD, SPRING HILL, FL 34609-9627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 95 DRUID RD, SPRING HILL, CA 94609 |
| Document Number | 0040561196 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 4056/1196 |
| Instrument | 2021069869 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (-77.95%) | $222,219 (+5.99%) | $409,087 (-2.35%) Land $37,896 Building $371,191 |
| 2024 | $3,343.00 (+29.42%) | ||
| 2023 | $209,666 Land $209,666 | ||
| 2022 | $2,583.00 | $418,944 Land $37,896 Building $381,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Tillman Fiber, WOW Internet, Cable & Phone.
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