485 Druid Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 485 Druid Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,254 sqft · built 1997
Lot Size	0.574 acres (24,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2019)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-223-18-1402-0000-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-223-18-1402-0000-0160`
Alternative APNs	`01176907` `1176907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
Gross Area	3,417 sqft
1st Floor Area	2,254 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,981 sqft (0.574 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Open Porch
Porch Area	1,566 sqft
Deck Area	308 sqft
Patio Area	778 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01176907
Street Address	485 DRUID RD
City	SPRING HILL
State	FL
Zip	34609-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARONY WOODS PHASE 2 LOT 16
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	BARONY WOODS PHASE 2
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	40913

Owner

Source: Hernando County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CREDIT UNION
Sep 10, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage OPEN MORTGAGE LLC
Oct 14, 2019	Warranty Deed, Transfer · VA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Oct 9, 1996 · Amount on Record
Deed Document Number	201964711
Deed Book / Page	3761 / 1750
Last Transfer Date	Sep 3, 2025
Transfer Doc	0046071880
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 30, 2026
Property Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Document Number	0000044537
Book / Page	4729 / 1620
Instrument Date	Jun 25, 2026
Instrument	202644537
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 DRUID RD, SPRING HILL, FL 34609-9627

Mortgage

Document Number	0000044537,
Date	Jun 30, 2026
Book Page	4729/1620
Instrument	202644537

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2025
Property Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Document Number	0046071880
Book / Page	4607 / 1880
Map Reference	MB 23 PG 26
Instrument Date	Sep 3, 2025
Instrument	2025063047
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 DRUID RD, SPRING HILL, FL 34609-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6564 QUAIL HOLLOW RD #1F # 1F, 1F, MOUNT HOLLY, NC 28120

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036010353
Date	Jul 6, 2018
Book Page	3601/0353
Instrument	2018041250

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 DRUID RD, SPRING HILL, FL 34609-9627

Mortgage

Document Number	0039360881
Date	Jan 8, 2021
Book Page	3936/881
Instrument	2021001334

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 14, 2019
Property Address	485 DRUID RD, SPRING HILL, FL 34609-9627
Document Number	0037611750
Book / Page	3761 / 1750
Map Reference	MB 23 PG 26
Instrument Date	Oct 11, 2019
Instrument	2019064711
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2264 FAYSON LN, 2264, SPRING HILL, FL 34609-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 DRUID RD, SPRING HILL, FL 34609-9627

Mortgage

Document Number	0037611752
Date	Oct 14, 2019
Instrument	3761/1752

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,337.00 (-0.16%)	$291,607 (+2.9%)	$435,866 (-4.86%) Land $43,717 Building $392,149
2024	$4,344.00 (+22.16%) Additional exemption filed	$283,389 (+3.53%)	$458,134 (+3.19%) Land $43,717 Building $414,417
2023		$273,737 Land $273,737
2022	$3,556.00		$443,964 Land $43,717 Building $400,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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