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1038 Druid Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 1038 Druid Rd, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,276 sqft · built 1989
Lot Size0.502 acres (21,875 sqft)
OwnerIndividual Name on Record
Last Sale$136,200 (Mar 2001)
Tax Bill$5,163 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR32-223-18-1401-0000-0210

Property Details

APN / Parcel Number

Primary APNR32-223-18-1401-0000-0210
Alternative APNs
  • 01162477
  • 1162477

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,276 sqft Living Area
Gross Area3,384 sqft
1st Floor Area2,276 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area21,875 sqft (0.502 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area1,421 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01162477
Street Address1038 DRUID RD
CitySPRING HILL
StateFL
Zip34609-5664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARONY WOODS PHASE 1 LOT 21 ORB 2351 PG 1299
Legal Range18E
Legal Township23S
Legal Section32
Legal SubdivisionBARONY WOODS PHASE 1
Legal Lot Number21
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2008
Census Tract40913

Owner

Source: Hernando County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1038 DRUID RD, SPRING HILL, FL 34609-5664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2001 · Amount on Record
Deed SaleMar 16, 2001 · Amount on Record
Deed Book / Page1402 / 1002
Last Transfer DateAug 11, 2005
Transfer Doc0020900834
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateSep 1, 2026
Property Address1038 DRUID RD, SPRING HILL, FL 34609-5664
Document Number0000058927
Book / Page4754 / 610
Instrument DateAug 10, 2026
Instrument202658927
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 DRUID RD, SPRING HILL, FL 34609-5664

Mortgage

Document Number0000058927,
DateSep 1, 2026
Book Page4754/610
Instrument202658927
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 10, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,163.00 (+16.92%) Homeowner's exemption$349,431 (+32.82%) Land $36,367 Building $313,064$349,431 (+6.07%) Land $36,367 Building $313,064
2023$263,086 Land $263,086
2022$4,416.00$329,431 Land $36,367 Building $293,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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