Greene County property record for 495 Chapelgate Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,974 sqft · built 2006 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Nov 2023) |
| Tax Bill | $3,804 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A02-0001-0038.0-0018.00 |
| Primary APN | A02-0001-0038.0-0018.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,490 sqft (0.149 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 CHAPELGATE DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-4481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD1 |
| Legal Description | CHAPELGATE SECTION ONE LOT 7946 .149AC CHAPELGATE DR |
| Legal Subdivision | CHAPELGATE SECTION ONE |
| Legal Lot Number | 7946 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200500 |
Source: Greene County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Nov 8, 2023 | Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2009 · Amount on Record |
| Deed Document Number | 202315443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Aug 21, 2026 |
| Property Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000014124 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 202614124 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000014124, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202614124 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000012010 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023012010 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2048 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Nov 8, 2023 |
| Property Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000015443 |
| Map Reference | CAB 35 PG 164A-166A |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023015443 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 495 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000015444 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023015444 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Municipality | Fairborn City |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,804.00 (-4.83%) | $83,470 (-) Land $13,650 Building $69,820 | |
| 2024 | $3,997.00 (+1.37%) | $83,470 (-) Land $13,650 Building $69,820 | |
| 2023 | $3,943.00 (+13.4%) | $83,470 (+35.44%) Land $13,650 Building $69,820 | $238,480 (+35.43%) Land $39,000 Building $199,480 |
| 2022 | $3,477.00 | $61,630 Land $9,100 Building $52,530 | |
| 2020 | $176,090 Land $26,000 Building $150,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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