Greene County property record for 435 Chapelgate Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 2004 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Oct 2009) |
| Tax Bill | $3,563 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A02-0001-0038.0-0015.00 |
| Primary APN | A02-0001-0038.0-0015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,674 sqft (0.268 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 CHAPELGATE DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-4481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD1 |
| Legal Description | CHAPELGATE SECTION ONE LOT 7943 .268AC CHAPELGATE DR |
| Legal Subdivision | CHAPELGATE SECTION ONE |
| Legal Lot Number | 7943 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200500 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 15, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on Record |
| Deed Sale | Oct 1, 2009 · Amount on Record |
| Prior Sale | May 6, 2005 · Amount on Record |
| Deed Document Number | 200920153 |
| Deed Book / Page | 2953 / 424 |
| Prior Transfer Date | Jun 15, 2009 |
| Prior Transfer Doc | 0000012337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000002184 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026002184 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012534 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018012534 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027138 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020027138 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 435 CHAPELGATE DR, FAIRBORN, OH 45324-4481 |
| Document Number | 0000020094 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 435 CHAPIGTE DR FAIRBORN OH 45324, FAIRBORN, OH 45324 |
| Document Number | 0000020094 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 20094 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Municipality | Fairborn City |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,563.00 (-4.86%) | $78,210 (-) Land $20,280 Building $57,930 | |
| 2024 | $3,745.00 (-1.03%) | $78,210 (-) Land $20,280 Building $57,930 | |
| 2023 | $3,784.00 (+14.95%) | $78,210 (+37.11%) Land $20,280 Building $57,930 | $223,440 (+37.1%) Land $57,940 Building $165,500 |
| 2022 | $3,292.00 | $57,040 Land $13,520 Building $43,520 | |
| 2020 | $162,980 Land $38,630 Building $124,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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