Greene County property record for 440 Chapelgate Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,940 sqft · built 2004 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Feb 2019) |
| Tax Bill | $4,923 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A02-0001-0038.0-0046.00 |
| Primary APN | A02-0001-0038.0-0046.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Basement Area | 1,305 sqft |
| Unfinished Basement | 1,305 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,975 sqft (0.229 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 CHAPELGATE DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-4485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD1 |
| Legal Description | CHAPELGATE SECTION ONE LOT 7974 .229AC CHAPELGATE DR |
| Legal Subdivision | CHAPELGATE SECTION ONE |
| Legal Lot Number | 7974 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 200500 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Feb 5, 2019 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on Record |
| Deed Sale | Feb 5, 2019 · Amount on Record |
| Prior Sale | Oct 5, 2004 · Amount on Record |
| Deed Document Number | 20191608 |
| Prior Transfer Date | Nov 27, 2007 |
| Prior Transfer Doc | 0027620295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Document Number | 0000017383 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023017383 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Document Number | 0000008520 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022008520 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Feb 5, 2019 |
| Property Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Document Number | 0000001608 |
| Map Reference | CAB 35 PG 164A&165B |
| Instrument Date | Jan 30, 2019 |
| Instrument | 2019001608 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | TRANSFER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 CHAPELGATE DR, FAIRBORN, OH 45324-4485 |
| Document Number | 0000001609 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 2019001609 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Municipality | Fairborn City |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,923.00 (-4.85%) | $108,050 (-) Land $19,430 Building $88,620 | |
| 2024 | $5,174.00 (-1.03%) | $108,050 (-) Land $19,430 Building $88,620 | |
| 2023 | $5,228.00 (+13.87%) | $108,050 (+35.86%) Land $19,430 Building $88,620 | $308,690 (+35.85%) Land $55,500 Building $253,190 |
| 2022 | $4,591.00 | $79,530 Land $12,950 Building $66,580 | |
| 2020 | $227,230 Land $37,000 Building $190,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures